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Feeling

Posted 12-12-2007 at 06:08 PM by Justin24
Well I just finished another semester and I am slowly working my way to getting my degree. Although looking at that thread about how was your 2007............. I feel unaccomplished. First off prices for living in the bay area is crazy. 1200 dollars a month for a studio WTF. So as of now I live with my parents, and by doing that relationship wise it's a disaster. I am in debt, because I don't know self control, although I try hard to curb that.
I want to have thousands in my bank, but I live paycheck to paycheck. I want to be thin again but it's a difficult task to do. I want a Girlfriend, but my self confidence is low. I want to be successful with my photographs, and write now I am trying to make a book, that will help bring in extra income. When I look at this world I see people in the downtown area of San Francisco, or in the subs of San Francisco living happily with out any worries about how am I going to pay that off, I have the money, the looks.

Please Help Me.
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  1. Old
    Bonochick's Avatar
    Quote:
    First off prices for living in the bay area is crazy. 1200 dollars a month for a studio WTF.
    The cost of living isn't your fault. You can't do anything about that, aside from moving.

    Quote:
    So as of now I live with my parents, and by doing that relationship wise it's a disaster.
    Why don't you get along with your parents? Maybe you should analyze that and see if there are issues you could address and changes that could be made.

    Quote:
    I am in debt, because I don't know self control, although I try hard to curb that.
    If you have a difficult time with money, you should take advantage of the fact that you live with your parents. Provided you can trust your parents (I had one friend whose mother cleaned out her bank account), have your parents hang onto your money and/or give them access to your bank account so that they can see when you are making withdrawals, deposits, etc. Knowing that your parents can see what you are doing with your money may be an incentive to behave more responsibly. I used to have my dad on my account for other reasons. Despite being responsible with money on my own anyway, it did make me think twice knowing that my dad could see my every financial move. I think it did cause me to spend less.

    Quote:
    I want to have thousands in my bank, but I live paycheck to paycheck.
    I think everyone wants thousands in their bank account...I know I do! :lol: Living paycheck to paycheck is not good though, especially when you are living at home, where your expenses are considerably less, I'm assuming (I don't know if you are charged rent or anything). You should try to save a little from every check. Regardless of how small it is, it's something. Do you have the option of direct deposit? You could create a whole separate savings account for a portion of your check to automatically be sent to. It's easier to save when it's automatic and you don't have to actually make the deposit.

    Quote:
    I want to be thin again but it's a difficult task to do.
    I want a Girlfriend, but my self confidence is low.
    Weight loss would probably help with your self-confidence, but it wouldn't fix everything. Being confident with yourself is more about just looking good.

    Quote:
    I want to be successful with my photographs, and write now I am trying to make a book, that will help bring in extra income.
    How far along in the process are you? If it will be awhile before you reach the point where you are on the cusp of generating income, I would not focus too much on that part right now. Work with the finances you have and work on getting the book done. Stay grounded.

    Quote:
    When I look at this world I see people in the downtown area of San Francisco, or in the subs of San Francisco living happily with out any worries about how am I going to pay that off, I have the money, the looks.
    Looks can be deceiving. Just because a person looks beautiful and happy doesn't mean that they are worry-free and financially secure. It's hard to not look around at some people and be jealous, but everybody is different, and all you can do is make the best out of YOUR situation...which is surely a heck of a lot better than many other people in the world. For example, you're depressed about having to live at home. On the flip side, you could be grateful that your parents are willing to have you in their home still. There are some parents who kick their kids out as soon as their turn 18, even if their kid is still in high school (happened to a friend of mine). My parents tell me that I always have a home with them. Would I be depressed to have go move back in with my parents? Yes, it's certainly not a step up in life. But it's also really nice to know that if my relationship ended and I lost my job and just couldn't make it on my own that I have a place to go where I'm welcome.

    Everybody feels sorry for themselves sometimes, but never forget to count your blessings.

    permalink
    Posted 12-13-2007 at 09:08 AM by Bonochick Bonochick is offline
  2. Old
    BC: I think he was saying that because he lives with his parents it has disastrous effects on his love life. That relationship. Not with his parents.
    permalink
    Posted 12-13-2007 at 09:23 PM by phillyfan26 phillyfan26 is offline
  3. Old
    Bonochick's Avatar
    Oh...well, relationships start with dating, and dating doesn't necessarily mean going back to your place or anything. You find ways around it, you get creative. :wink:
    permalink
    Posted 12-14-2007 at 08:45 AM by Bonochick Bonochick is offline
  4. Old
    Justin24's Avatar
    I would move out, but trying to go to school and rental prices is insane here.
    permalink
    Posted 12-14-2007 at 06:11 PM by Justin24 Justin24 is offline
  5. Old
    Bonochick's Avatar
    If you are going to school and don't have much money, moving out wouldn't be a great idea anyway, even if rent was more affordable. There are other things you talked about that you can work on though.
    permalink
    Posted 12-17-2007 at 09:53 AM by Bonochick Bonochick is offline
 


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