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Old 08-14-2003, 01:56 AM   #1
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My wallet got stolen

Tonight, when I was at Park Meadows, I noticed my wallet was missing out of my purse. I thought had been especially dingy that morning, because I had taken my wallet out to put my financia aid check in...it's so typical of me to leave the wallet sitting on my bed and my purse downstairs. So I didn't freak.

But after I tore my house apart I did. I realized there was just no possible place it could be, but I still thought I must have lost it somewhere--my purse is always spilling--and I never let it out of my sight.

And then I realized that was not true. I had stuck it under one of the desks at work, but had switched desks. And that someone *had* been back at that desk, a stranger. A stranger I allowed to use the phone, did not keep an eye on and who was acting very suspiciously. I burst into tears and started cancelling my credit cards, my debit card--which sure enough, had been used at 3 gas stations. And worst of all, a financial aid check that is over $300 because I was going to cash it...not to mention my driver's license and Social Security card. This could haunt me forever.

I just feel so sick, used, stupid. It was so dumb not to watch this person, when it was obvious they were a grungy, weird person--I try to be non-judgemental and look what happens. And it was so retarded to forget my stuff was there. It was insanely childish to switch desks anyway just so I could look out the hallway. The campus police WARNED us of the growing theft problem, with people taking stuff from under desks just like mine.

It makes me cry to think of my stuff (even something like credit cards and my new wallet) being handled by some filthy thief. And the havoc they can wreck on my life--what if the school refuses to put a stop on my check? What if they steal my identity?I am just so freaked out and upset right now.

My dad is a cop. He says he will get the purchase records and track the person down. I will certainly be watching for them at school and perhaps they should hope my dad finds them first.



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Old 08-14-2003, 02:18 AM   #2
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I've watched a few of my family members struggle with identity theft. If you've had your purse stolen it's the biggest thing you need to worry about. If you haven't already, make sure you put a fraud alert on your credit report at the three credit agencies: www.experian.com www.equifax.com and www.transunion.com . This will stop anyone from using your credit to open fraudulent accounts. Also make sure to look at the government's identity theft website: www.consumer.gov/idtheft/ .

I'm so sorry this happened to you. I hope your dad does find this thief and gives him what he deserves.


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Old 08-14-2003, 02:49 AM   #3
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Thanks, TG. I'll check out these links. My dad already mentioned the fraud alert on my credit report, so I'm going to do that. I'll definitely use these links, though.

I was confused by the Social Security website, they said to file a complaint with consumer.org, but I get the impression from them it's only if you have proof they are using your identity? I don't have that, yet. Should I send one anyway?

They didn't take my purse, just the wallet--but *everything* except my Student ID was in the wallet.


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Old 08-14-2003, 03:53 AM   #4
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I'm so sorry for you. My friend had her purse stolen and its a nightmare if you all your bank cards and everything in it



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Old 08-14-2003, 04:13 AM   #5
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How horrible
I hope your dad finds this person and nothing really bad comes from them having all these cards of yours.
Good luck with it.


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Old 08-14-2003, 05:37 AM   #6
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Old 08-14-2003, 06:34 AM   #7
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God that sucks.


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Old 08-14-2003, 07:28 AM   #8
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I would freak out if that happened.


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Old 08-14-2003, 08:26 AM   #9
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I am so sorry, AvsGirl.


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Old 08-14-2003, 10:31 AM   #10
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Old 08-14-2003, 11:14 AM   #11
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You can put a flag on your social security number.. I did it when my brothers wallet got stolen when he was in the hospital I learned a lesson, not to carry my social security card with me.

You can actually just call these 3 numbers and put a flag on your # that way if anyone tries to obtain new credit cards or anything with your number, they will contact you first to confirm this.

Equifax: 1-800-525-6285
Trans Union: 1-800-680-7289
Experian: 1-888-397-3742


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Old 08-14-2003, 11:36 AM   #12
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that's horrible
good luck


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Old 08-14-2003, 12:08 PM   #13
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Quote:
Originally posted by AvsGirl41

I was confused by the Social Security website, they said to file a complaint with consumer.org, but I get the impression from them it's only if you have proof they are using your identity? I don't have that, yet. Should I send one anyway?
No, you don't need to file a report unless you find that they are using your identity. I only pointed you to that website because it has a lot of useful information in case something does happen in the future.

Since your Social Security number doesn't change, there's always going to be a chance someone will use it to fraudulently apply for credit. Putting a fraud alert on your credit report only lasts, I believe, for six months to a year. During that time you would hope the thief would give up, but I've known people who have experienced otherwise. You can keep extending the fraud alert indefinitely, though. Unfortunately this is something you're going to have to keep an eye on for several years.


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Old 08-14-2003, 01:54 PM   #14
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Thanks for the sympathy and advice, everyone.

I got a call this morning from my one credit card, informing me of a bunch of charges made. They called last night at 8:00, but I was still out. Apparently, something like 10 charges were made in an hour. All gas stations and McDonalds. So, it seems I will not get off without paying $50.00 of those charges, unless they wave it...

I shut down my bank accounts and opened new ones. I am confused about my checking account--they may have wiped it out, but the bank says I'm not responsible.

I filed a police report with the campus police, they were not helpful. My dad pulled up purchase lists and they are willing to give him the videos.

All that's left to do is flag my credit report. Hopefully, we have stopped them in their tracks and may even catch them...


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Old 08-14-2003, 01:55 PM   #15
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Hopefully they will not steal your identity!

I had my wallet stolen about a month ago. I do not carry my SSN card, and have de-activated all my credit cards (otherwise, I might clear out a local record store or two).

Luckily, the thief was too stupid to use my ATM card.


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